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All posts by Janna

5 Costly Mistakes Home Buyers Make

Mistake #1 Not knowing what they can afford before making an offer. The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. Mistake #2 Not knowing who the agent represents. Unless an agent is working as your buyer representative, […]

How to Avoid a Money Pit

Be on the Lookout for these 6 Warning Signs That Could Mean Expensive Repairs… Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for […]

How to make sure you have the highest credit score possible!

To maximize your credit score, you should avoid applying for any new credit cards or consumer loans. Don’t go to the discount store and take them up on the “No interest, no payments for one year” offer — and avoid financing a car! After you buy your home and get your mortgage you can do […]

Save Thousands of Dollars in Interest. Pay Your Mortgage off Faster!

There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible. Here are a few simple strategies you can use: 1. Round your monthly payment up The results of this simple strategy can save you […]

How does my credit score affect the house I will be able to buy?

Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they are […]